The journey of mobile banking from its inception to its current state is a testament to rapid technological advancement and changing consumer expectations. Initially, mobile banking was a basic service offering limited to account balance inquiries and transaction alerts. However, it has evolved into a comprehensive platform that supports a wide array of financial services, […]

Explore the economic trends shaping the banking sector in 2024. From resilience in the face of economic challenges to adapting to changes in interest rates, discover how technology and sustainability define the financial future.

The financial industry is undergoing a monumental shift with the advent of the digital banking era. Traditional banking practices are rapidly giving way to digital solutions. Customers are demanding more convenient, accessible, and personalized banking experiences. In response to these changes, banks are reimagining their strategies to remain competitive in this new landscape. The Decline […]

The recent news that Apple will adopt the Rich Communication Services (RCS) standard in 2024 represents a notable change in the messaging landscape, marking a step towards richer and more dynamic communication between mobile devices. RCS is an advanced messaging protocol designed to replace traditional SMS and MMS. It introduces a series of features that […]

Emerging from the bustling fintech scene of Brazil, Nubank has not only disrupted traditional banking paradigms but has also set its sights on a grander stage—Latin America. But what does this expansion means for the traditional banking sector ? Is Nubank a threat to the established order, or could it be the catalyst for a […]

In banking, customer segmentation is more than just a tool; it’s the central strategy for effectively connecting with our users and their needs. Each customer, with their unique demands and financial habits, presents us with the challenge of understanding them and, even more so, tailoring our offerings in a way that is genuinely relevant to […]

Artificial Intelligence (AI) is a branch of computer science that aims to create machines capable of intelligent behavior. It encompasses various technologies like machine learning, natural language processing, and robotics, among others. AI has the potential to mimic human intelligence, learn from data, and automate complex tasks, thereby revolutionizing various industries, including banking. This article […]

The speed and efficiency in financial transactions have become indispensable, and Europe is not lagging in this transformation. In this setting, Wero emerges, the budding digital wallet poised to revolutionize the instant payment landscape across the continent. Developed under the aegis of the European Payments Initiative (EPI), Wero stands as a unified solution, marking the […]

Introduction Mobile payments have emerged as a revolutionary tipping point in the rapidly shifting landscape of global finance. This unceasing evolution makes it paramount for banking and finance professionals to keep a pulse on current and future trends. With this aim, our post seeks to shed some light on the mobile payments market in 2023. […]

What do financial institutions think of the rise of Open Banking? According to a survey of more than 700 banking professionals by software company Finastra for its State of the Nation Survey 2022 report, the impact of open finance is broad, global and necessary for the financial industry to move forward: “Open Banking is now […]