The financial sector is evolving faster than ever. What started as Open Banking—allowing third-party access to banking data—has expanded into a broader concept: Open Finance. Now, it’s not just about sharing banking information but enabling access to a wide range of financial data, including insurance, investments, and pensions. This shift is reshaping the way we […]

Financial services are undergoing significant changes, with communication becoming increasingly vital. As technology advances and customer expectations evolve, banks and financial institutions must adapt their approaches to stay connected with their clients.  Latinia is a key player in this area, offering innovative financial messaging solutions that help institutions navigate these changes and seize new opportunities. […]

The journey of mobile banking from its inception to its current state is a testament to rapid technological advancement and changing consumer expectations. Initially, mobile banking was a basic service offering limited to account balance inquiries and transaction alerts. However, it has evolved into a comprehensive platform that supports a wide array of financial services, […]

Explore the economic trends shaping the banking sector in 2024. From resilience in the face of economic challenges to adapting to changes in interest rates, discover how technology and sustainability define the financial future.

The recent news that Apple will adopt the Rich Communication Services (RCS) standard in 2024 represents a notable change in the messaging landscape, marking a step towards richer and more dynamic communication between mobile devices. RCS is an advanced messaging protocol designed to replace traditional SMS and MMS. It introduces a series of features that […]

Emerging from the bustling fintech scene of Brazil, Nubank has not only disrupted traditional banking paradigms but has also set its sights on a grander stage—Latin America. But what does this expansion means for the traditional banking sector ? Is Nubank a threat to the established order, or could it be the catalyst for a […]

In banking, customer segmentation is more than just a tool; it’s the central strategy for effectively connecting with our users and their needs. Each customer, with their unique demands and financial habits, presents us with the challenge of understanding them and, even more so, tailoring our offerings in a way that is genuinely relevant to […]

Artificial Intelligence (AI) is a branch of computer science that aims to create machines capable of intelligent behavior. It encompasses various technologies like machine learning, natural language processing, and robotics, among others. AI has the potential to mimic human intelligence, learn from data, and automate complex tasks, thereby revolutionizing various industries, including banking. This article […]

The speed and efficiency in financial transactions have become indispensable, and Europe is not lagging in this transformation. In this setting, Wero emerges, the budding digital wallet poised to revolutionize the instant payment landscape across the continent. Developed under the aegis of the European Payments Initiative (EPI), Wero stands as a unified solution, marking the […]

Introduction Mobile payments have emerged as a revolutionary tipping point in the rapidly shifting landscape of global finance. This unceasing evolution makes it paramount for banking and finance professionals to keep a pulse on current and future trends. With this aim, our post seeks to shed some light on the mobile payments market in 2023. […]