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Instant Payments in North America: Current systems and future developments

29 January 2025

Instant payment systems in North America

In North America, instant payment systems are rapidly evolving, driven by technological advancements and regulatory initiatives aimed at accelerating transaction processing and enhancing financial ecosystems. This progress not only improves efficiency but also positions account-to-account transfers as one of the most significant trends in digital payments for 2024. These developments have opened new opportunities for […]

Banking as a Service: Opportunity or threat to traditional banking?

21 January 2025

Banking as a Service

The rise of scalable services delivered online has completely transformed entire industries. Take Software as a Service (SaaS), for example—it’s revolutionized access to technology by removing the need to build infrastructure from scratch and helping businesses quickly adapt to changing market demands. This same concept has made its way into the financial sector through Banking […]

Gamification in Banking: The key to building customer loyalty and engaging new generations

8 January 2025

Gamification in Banking

In a world where customer expectations are evolving rapidly, banks must find innovative ways to connect with their users. This is where gamification comes into play—a strategy that blends fun and technology to transform the banking experience. From challenges and rewards to educational games, gamification not only strengthens relationships with existing customers but also helps […]

The Astonishing Impact of Banking Notification Orchestration

9 February 2024

In the rapidly evolving landscape of the financial services industry, the orchestration of banking notifications stands out as a game-changer in enhancing customer experiences and operational efficiency. As banks navigate the complexities of digital transformation, the strategic deployment of notifications across multiple channels has become a crucial element in securing a competitive edge. Introduction: The […]

Banking in the Cloud: Insights for a Digital Future

21 November 2023

The move towards cloud computing in banking is fueled by the need to address a range of challenges and opportunities. From improving operational efficiency and agility to meeting evolving customer expectations in a digital-first era, the cloud stands at the forefront of this transformation. The IDC underscores the fact that cloud adoption is a strategic […]

The Silent Crisis: Are Banks Overlooking a Critical User Segment?

22 September 2023

The digital age is advancing at a breakneck pace, bringing with it an urgent need for banks to stay abreast of trends. One standout trend is the sustained growth of Huawei. Herein lies a considerable risk: overlooking a market segment that already accounts for a 10% and is continually growing. Neglecting these users could mean […]

How to Remove Obstacles on Your Way to the Cloud 

8 June 2023

The transition to cloud deployment is a crucial milestone in the digital transformation journey for financial institutions. By migrating from on-premises or third-party hosted solutions to the cloud, banks can accelerate the introduction of new services and enhance the customer experience by reducing friction.   Each bank will adopt its unique approach and timeline when transitioning […]

Payment cards evolve with APIs

31 January 2023

card issuing

Legacy banking infrastructures were taken by surprise in mid-2010 by the arrival of new and fast-growing technology corporations such as Uber, Square, Instacar and Marcus. These companies implemented new payment solutions and ways of issuing cards through open APIs (Application Programming Interfaces) that make it easy to create customized payment card products with real-time funding […]

How should banks manage cloud migration?

25 October 2022

Cloud migration

Cloud migration is at the top of most financial institutions’ technology agendas, and although its implementation is still at an early stage for the majority of the sector, it is gaining momentum. This change in trend towards cloud computing on behalf of banks is one of the conclusions drawn from a recent survey conducted by […]

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