Financial industry news

How to tackle regulatory changes and recent bank mergers with a resilient tech architecture. Are banks equipped with a robust and adaptable tech architecture that allows them to successfully face the challenges posed by recent mergers and evolving regional and international regulations? In 2025, banking resilience in Latin America and the European Union is being […]

The recent enforcement of the European Union Artificial Intelligence Act marks a turning point as the world’s first comprehensive and binding legal framework on AI. The regulation introduces a risk-based approach, categorizing AI systems into four levels of impact: prohibited, high, limited, or minimal. According to the regulation, the financial sector is classified as high […]

In recent years, financial institutions have accelerated their digital transformation by building increasingly complex structures to manage technology, data, and operations. What were once traditional IT departments have become technology divisions with thousands of employees, innovation hubs spread across multiple countries, and a growing presence in strategic committees. But are these banking technology divisions truly […]

Tools to Ensure Continuity and Quality of Banking Notifications in a Multichannel Environment What happens when a critical notification doesn’t arrive on time? How does it affect customer trust when a verification code, a security alert, or a transaction confirmation fails to appear? If a notification fails, the damage goes beyond a missed message: it […]

In a world where immediacy and personalization are no longer differentiators but baseline expectations, financial institutions face a pressing challenge: rethinking how they engage with their customers. This is where conversational banking comes into play—a strategy that has been steadily gaining ground in the financial sector and is now delivering tangible results. But how widely […]

Customer expectations have changed. Today, they expect seamless access to financial services—quickly and within the platforms they already use daily. This is where embedded finance comes in: a model that allows non-financial companies to offer payments, loans, or insurance without requiring users to interact with a traditional bank. For banks, this presents a major challenge. […]

In North America, instant payment systems are rapidly evolving, driven by technological advancements and regulatory initiatives aimed at accelerating transaction processing and enhancing financial ecosystems. This progress not only improves efficiency but also positions account-to-account transfers as one of the most significant trends in digital payments for 2024. These developments have opened new opportunities for […]

The rise of scalable services delivered online has completely transformed entire industries. Take Software as a Service (SaaS), for example—it’s revolutionized access to technology by removing the need to build infrastructure from scratch and helping businesses quickly adapt to changing market demands. This same concept has made its way into the financial sector through Banking […]

In a world where customer expectations are evolving rapidly, banks must find innovative ways to connect with their users. This is where gamification comes into play—a strategy that blends fun and technology to transform the banking experience. From challenges and rewards to educational games, gamification not only strengthens relationships with existing customers but also helps […]

In the rapidly evolving landscape of the financial services industry, the orchestration of banking notifications stands out as a game-changer in enhancing customer experiences and operational efficiency. As banks navigate the complexities of digital transformation, the strategic deployment of notifications across multiple channels has become a crucial element in securing a competitive edge. Introduction: The […]