Financial industry news

Can hyper-personalization help banks meet regulatory requirements and strengthen their operational resilience? By 2025, hyper-personalization has become one of the most solid strategic bets in the financial sector. But beyond delivering a tailored experience, can this technology also help banks comply with demanding regulations—such as PSD3, MiCA, or DORA—while strengthening their operational resilience? The answer […]

The recent enforcement of the European Union Artificial Intelligence Act marks a turning point as the world’s first comprehensive and binding legal framework on AI. The regulation introduces a risk-based approach, categorizing AI systems into four levels of impact: prohibited, high, limited, or minimal. According to the regulation, the financial sector is classified as high […]

The banking sector is at a critical crossroads: it must continue driving digitalization while protecting its assets and customer trust against increasingly sophisticated threats. While technology has enhanced operational efficiency and user experience, it has also opened the door to new forms of fraud—harder to detect and capable of spreading rapidly. In this landscape, traditional […]

Regulatory compliance has become a strategic pillar for financial institutions, especially amid increasing regulatory demands and growing international pressure to prevent money laundering. In this context, AML (Anti-Money Laundering) policies are no longer just a legal obligation—they are now essential tools for protecting a bank’s reputation, ensuring operational stability, and strengthening customer trust. This article […]

Banks have always had a key advantage over many of their newer competitors — from fintech startups to big tech giants: customer trust. For decades, they’ve built strong relationships grounded in security, expertise, and regulatory compliance. But over the past 15 years, that trust has come under growing pressure because of the rapid growth of […]

The new Payment Services Directive (PSD3) is set to transform the payments ecosystem in Europe. After years of evolution since PSD2, the European Commission has developed a regulatory framework that strengthens security, improves competition, and enhances access to payment systems. Although PSD3 is still in the approval process, implementation is expected to begin between late […]

The rapid advancement of technology has profoundly transformed how we interact with money, enabling online payments, instant transactions, and more accessible financial services. However, this digitalization has also paved the way for new forms of fraud, ranging from credit card data theft during online transactions to the creation of fraudulent websites designed to deceive users. […]

The financial sector is undergoing a profound transformation driven by digitalization and the rise of new technologies. Among these, digital wallets like Apple Pay, Google Pay, and PayPal have taken center stage, offering consumers fast and convenient alternatives for transactions. This phenomenon has redefined how people manage their money, partially displacing traditional payment methods. Furthermore, […]

Bank fraud is a serious and growing challenge for financial institutions worldwide. The increasing sophistication of fraud techniques means that banks must be more vigilant than ever in protecting their assets and customers. The impact of fraud goes beyond financial loss—it can severely damage a bank’s reputation, erode customer trust, and lead to significant regulatory […]

In the dynamic landscape of North American banking, real-time notifications have become a cornerstone of modern security strategies. These notifications serve as critical tools for banks, allowing them to instantly communicate with customers regarding account activities, potentially unauthorized transactions, and security events. In regions like the United States and Canada, where digital banking adoption rates […]