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PSD3: New European regulation for payment services

31 March 2025

PSD3

The new Payment Services Directive (PSD3) is set to transform the payments ecosystem in Europe. After years of evolution since PSD2, the European Commission has developed a regulatory framework that strengthens security, improves competition, and enhances access to payment systems. Although PSD3 is still in the approval process, implementation is expected to begin between late […]

Fraud in bank payments: What’s happening in the U.S. and how to address it

14 January 2025

fraud in bank payments in the U.S.

The rapid advancement of technology has profoundly transformed how we interact with money, enabling online payments, instant transactions, and more accessible financial services. However, this digitalization has also paved the way for new forms of fraud, ranging from credit card data theft during online transactions to the creation of fraudulent websites designed to deceive users. […]

The Impact of the CFPB’s New Regulations on Payment Apps and Digital Wallets

10 December 2024

CFPB's New Regulations on Payment Apps and Digital Wallets

The financial sector is undergoing a profound transformation driven by digitalization and the rise of new technologies. Among these, digital wallets like Apple Pay, Google Pay, and PayPal have taken center stage, offering consumers fast and convenient alternatives for transactions. This phenomenon has redefined how people manage their money, partially displacing traditional payment methods. Furthermore, […]

The ultimate guide to crushing bank fraud

23 August 2024

crushing bank fraud

Bank fraud is a serious and growing challenge for financial institutions worldwide. The increasing sophistication of fraud techniques means that banks must be more vigilant than ever in protecting their assets and customers. The impact of fraud goes beyond financial loss—it can severely damage a bank’s reputation, erode customer trust, and lead to significant regulatory […]

The importance of real-time notifications for security in banking

19 April 2024

Banking security real time notifications

In the dynamic landscape of North American banking, real-time notifications have become a cornerstone of modern security strategies. These notifications serve as critical tools for banks, allowing them to instantly communicate with customers regarding account activities, potentially unauthorized transactions, and security events. In regions like the United States and Canada, where digital banking adoption rates […]

Cutting-Edge Defenses Against Banking Scams, Phishing, and fraud

25 January 2024

The financial sector is currently facing an unprecedented challenge in the form of scams, fraud, and phishing attacks. These deceptive practices have become increasingly sophisticated, leveraging technology to exploit vulnerabilities in financial systems and consumer behavior. In 2023, the impact of these activities was staggering, with payment fraud attempts on U.S. businesses spiking by 71%, […]

Evolving Regulations in Financial Communications: Compliance and Competitiveness

29 September 2023

The Exponential Rise in Financial Communications The Role of Technology in Bank-Client Communication We live in an era where instant communication is more than a convenience; it’s an expectation. From real-time banking transaction updates to chatting with financial advisors via mobile apps, technology has dramatically transformed how banks and financial institutions interact with their clients. […]

Compliance and Data Security in Marketing Automation for Banking

14 August 2023

Introduction to Marketing Automation in Banking What is Marketing Automation? Marketing automation is a digital approach that employs software platforms and technologies specifically designed for marketing departments and organizations. It streamlines, automates, and analyzes marketing tasks and workflows, such as email automation, social media posting, and website actions. This leads to increased efficiency and effectiveness […]

The Banking Customer as the Key to Cybersecurity

15 May 2023

In recent years, we have witnessed a significant increase in cyberattacks. According to Cybersecurity Ventures, cybercrime is booming: by the end of 2023, it could have an impact of close to $8 trillion globally and the forecast for 2025 is $10.5 trillion. Social engineering techniques, in particular, have become more prevalent and sophisticated, with cybercriminals […]

How Banks Can Turn Compliance into a Business Opportunity

25 April 2023

Compliance is a significant burden and expense for financial institutions. However, with Latinia, banks can easily meet regulatory requirements, leverage the data collected through compliance processes as a valuable business tool, and turn it into an opportunity to gain a competitive advantage.   Easing the Burden of Regulatory Compliance Regulatory compliance is a continuous challenge […]

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