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Security and Regulatory Compliance
Security and regulatory compliance for banking
Securing critical alerts means protecting customer trust. Detecting banking fraud in time and acting before it happens makes the difference. Customers don’t just feel protected — they truly are. In addition, every critical alert complies with the regulations governing banking operations across Europe and Latin America.
Increase control, reduce costs: operational resilience and SLA compliance
40%
certification management per integration without SDKs
+40%
fraud prevention through real-time decisioning
$4.36
cost incurred by banks for every $1 lost to fraud
Securing alerts means protecting the customer
Real-time critical alerts
In banking, an alert that does not arrive or arrives late represents a regulatory risk. We ensure the delivery of every notification even if a provider or channel fails, reducing incidents and ensuring SLA compliance.
The bank meets regulatory requirements and the customer remains protected.
When there is control, there is no fraud
Fraud detection measures
We analyze transactional data in real time to detect anomalous patterns and suspicious behavior. This allows us to trigger automatic security alerts for both the bank and the end customer, helping prevent fraud and strengthening overall security.
Whatever happens, the bank is covered
Regulation and regulatory compliance
Working with us means ensuring compliance with regulatory frameworks such as GDPR, DORA, and other financial regulations across different regions, particularly in Europe and Latin America. These requirements are built into our technological architecture, enabling banks to comply and demonstrate it in any audit or regulatory inspection.
From creation to delivery
Legal evidence for audits
We record the complete lifecycle of every notification, from its creation to its delivery. This allows banks to maintain verifiable documentary evidence for internal audits, regulatory requirements, or potential disputes, in line with the demands of the banking sector.
Cuando la operación deja de ser un riesgo y se convierte en fortaleza
| How a bank operates without Latinia | How your bank operates with Latinia |
| High risk of fraud and regulatory penalties due to alerts that fail to arrive or lack auditable traceability. | Guaranteed alert delivery through the most appropriate channel, ensuring security and compliance. |
| Fragile and fragmented operations, vulnerable to fraud and increasing regulatory demands. | Governance of critical alerts, fraud detection, and regulatory compliance. |
| Notifications exposed to failures and delays, with no delivery evidence for audits. | End-to-end traceability that protects the bank in the event of legal disputes or regulatory reviews. |
All in one: our solutions for banks
Real-Time Decision Engine
Turn a simple transaction into an intelligent decision.
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Subscription Engine
Your customers decide how, when, and which alerts they want to receive.
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Critical Alerts Engine
Ensure the delivery of alerts — even in complex scenarios.
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How does Latinia help reduce fraud and the associated costs?
Latinia sends real-time critical alerts and OTPs when suspicious transactions occur. Thanks to its integration with the bank’s core systems, notifications can include direct actions — such as blocking a card or rejecting a transaction — which can be executed automatically when the customer confirms the action through the same notification, when interactive buttons are available.
In addition, Latinia optimizes costs by prioritizing the use of the most efficient and secure channels depending on the context of each communication.
Does Latinia comply with GDPR, PSD2, and DORA?
Latinia’s solutions are designed to support compliance with international data protection and privacy regulations, including GDPR, PSD2, and DORA, among others.
Does Latinia provide full traceability and audit-ready evidence?
Yes. The product records the complete lifecycle of each notification, from its generation to its delivery. This enables banks to produce verifiable documentation for internal audits or regulatory requests, which are common in the banking sector.
Does Latinia support data masking and protection of sensitive information?
Yes. Latinia incorporates encryption, masking, and obfuscation mechanisms to protect sensitive data, along with role-based access controls and segregation of duties across the different graphical tools and modules that manage customer information.
These measures are aligned with financial regulations and international security standards, ensuring the protection of sensitive data.
Who controls the information and traceability?
The bank retains full data sovereignty. Latinia manages and safeguards the notification lifecycle within the control and governance framework defined by the institution.
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